When local law applies
These terms explain how we handle access, data, cookie use and account records when you use the site from India. The same rules apply whether you arrive on mobile or desktop, and any request we process can depend on local law in your area. If the
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law where you are changes, our access rules can change too. We may ask for identity proof before we change profile details, check a disputed action or respond to a deletion request. Some records stay in our systems for legal, security or audit reasons, then move
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to removal or anonymised storage when the retention period ends. If a payment request is tied to UPI, Paytm or PhonePe, we may still need the same checks before we approve it. That is how we keep the legal side consistent without over-collecting data.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.